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We are proud to serve members of ARAG Legal Insurance. If you are an ARAG policyholder, you already know how valuable your coverage can be in protecting your legal rights. Our firm works directly with ARAG members to provide high-quality legal representation in debt defense cases and foreclosure defense cases across Florida. How We Help…

As a Florida attorney based in Ormond Beach, I’ve seen how a single pre-suit demand letter can determine whether a legal matter is resolved quickly or escalates into full-scale litigation. These letters are more than formalities—they are strategic legal tools that can set the tone for the entire case. If you receive one, the way…

Protecting Your Assets During Legal Proceedings Receivership is a powerful legal tool used in many Florida foreclosure cases, particularly in commercial property foreclosures or when income-producing real estate is at risk. Under Florida Statutes § 714.16 and related civil procedures, a court may appoint a receiver—a neutral third party—to take control of the property, collect rents, manage operations,…

Florida courts recognize various forms of misrepresentation in fraud claims, including: Fraudulent Misrepresentation To establish a claim for fraudulent misrepresentation, a plaintiff must plead and prove: – A false statement concerning a material fact;– The representor’s knowledge that the representation is false;– An intention that the representation induce another to act on it;– And consequent…

If you live outside of Florida but recently learned that you’re a beneficiary of a Florida estate, you may be feeling overwhelmed. Navigating probate from another state brings unique challenges — and risks — that make it essential to have a Florida probate attorney who will protect your rights. Why Out-of-State Beneficiaries Face Unique Challenges…

If you’re a small business owner in Florida who has fallen behind on payments to American Express or other credit card companies, you’re not alone—and you have rights. As an experienced debt defense lawyer serving all counties in Florida—including Miami-Dade, Broward, and Volusia—I represent business owners who are being pursued by aggressive debt collection law…

You worked hard to own a piece of Florida—whether it’s a family vacation home, an investment condo, or a property passed down through generations. But if you’ve just received a foreclosure summons, especially while living out of state, you may feel overwhelmed. The good news? You don’t have to face this alone. If you own…

As Florida’s condo market experiences fluctuations, particularly downturns triggered by rising interest rates, insurance crises, or association mismanagement, condo owners may find themselves underwater on their mortgages—or facing aggressive foreclosure actions by lenders, associations, or private noteholders. At our Ormond Beach Law Firm, we regularly counsel homeowners, investors, and heirs on when and why hiring…

By Andrew J. Pascale, Law Offices of Andrew J. Pascale, P.A.Ormond Beach Law Firm When a commercial property owner falls behind on mortgage payments, the lender may initiate a foreclosure action to recover the outstanding debt by taking possession of the property. Unlike residential foreclosures, commercial foreclosure lawsuits in Florida are often more complex, involve…

How to Find the Right Lawyer—and What a Florida Lawyer Can Do for YouLaw Offices of Andrew J. Pascale, P.A. | Ormond Beach Law Firm ⏳ Step One: Act Quickly—You Have 20 Days Under Fla. R. Civ. P. 1.140(a)(1), a defendant served with a complaint must respond with either an answer or a motion to…