Articles Posted in Uncategorized

The Current State of Commercial Foreclosures in Florida (2025)
Florida Foreclosure Defense Law Firm, P.A.

By Andrew Pascale, Esq. – Ormond Beach Commercial Foreclosure Defense Lawyer Commercial foreclosure activity in Florida has been shaped in 2025 by broader U.S. commercial mortgage stress, uneven strength across property types, and local market divergences. Commercial Mortgage Backed Security or “CMBS” delinquency rates rose through mid-2025 before a slight pullback in September; Florida bank-level…

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Buying a Home
Florida Foreclosure Defense Law Firm, P.A.

Buying a home is an exciting milestone, but it can also be a complex and challenging process in Ormond Beach’s dynamic real estate market. At Florida Foreclosure Defense Law Firm, P.A., our experienced Ormond Beach lawyers are ready to guide you through every step, from reviewing contracts to addressing potential title issues. We understand that…

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Why You Want a Civil Attorney in Miami for Probate — And What to Know
Florida Foreclosure Defense Law Firm, P.A.

If you or a loved one are facing the death of a relative, estate administration, or possible probate in Florida, engaging a civil attorney in Miami (or across Florida) who is experienced in probate and estate matters can bring real peace of mind. At Law Offices of Andrew J. Pascale, we help families navigate the…

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Title: What to Do After Receiving a Notice of Default or Acceleration in Florida — Hire a Lawyer Early
Florida Foreclosure Defense Law Firm, P.A.

If you’ve recently received a Notice of Default or Notice of Acceleration on your Florida mortgage, your home—and your financial future—are at serious risk. But there is hope. Acting quickly and retaining an experienced foreclosure / real estate attorney can dramatically increase your chances of protecting your rights, your home, or negotiating a better outcome. Below is a guide on what…

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Why Florida Seniors Choose Flat-Fee Foreclosure Defense: Protecting Your Home and Peace of Mind
Florida Foreclosure Defense Law Firm, P.A.

As Florida’s housing market continues to shift in 2025, many seniors on fixed incomes are facing new foreclosure pressures. At Florida Foreclosure Defense Law Firm, P.A. in Ormond Beach, we understand how stressful it can be to face foreclosure—especially when you’ve worked a lifetime to secure your home. That’s why our firm offers a flat-fee…

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What Happens if Someone Dies Without a Will in Florida?
Florida Foreclosure Defense Law Firm, P.A.

When a loved one dies without a will, Florida law calls this intestacy. Many families in Ormond Beach, Volusia County, and across Florida are surprised to learn that the state decides who inherits when no will exists. The result can be far different from what the deceased person might have wanted. Understanding Florida’s intestacy laws is critical if…

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Understanding Insurance Subrogation in Florida
Florida Foreclosure Defense Law Firm, P.A.

If you live in Miami or anywhere in Florida, receiving a letter demanding repayment of money—especially from an insurance company—can be unsettling. These letters often involve a legal concept called insurance subrogation. If you’ve been contacted, it’s crucial to understand your rights, the risks, and why speaking with an experienced Miami defense lawyer can make…

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Avoiding Common Mistakes in Florida Foreclosure Defense: Insights from Attorney Andrew J. Pascale
Florida Foreclosure Defense Law Firm, P.A.

Understanding common pitfalls can empower homeowners to protect their rights effectively. As a seasoned foreclosure defense attorney, I’ve witnessed firsthand how certain missteps can jeopardize a homeowner’s chances. Here’s a guide to help you navigate the process and avoid these critical errors. 1. Ignoring Foreclosure Notices One of the most detrimental actions a homeowner can…

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Serving ARAG Legal Insurance Clients in Florida – Debt Defense & Foreclosure Defense
Florida Foreclosure Defense Law Firm, P.A.

We are proud to serve members of ARAG Legal Insurance. If you are an ARAG policyholder, you already know how valuable your coverage can be in protecting your legal rights. Our firm works directly with ARAG members to provide high-quality legal representation in debt defense cases and foreclosure defense cases across Florida. How We Help…

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Pre-Suit Demand Letters in Florida: Why They Matter and What to Do if You Receive One
Florida Foreclosure Defense Law Firm, P.A.

As a Florida attorney based in Ormond Beach, I’ve seen how a single pre-suit demand letter can determine whether a legal matter is resolved quickly or escalates into full-scale litigation. These letters are more than formalities—they are strategic legal tools that can set the tone for the entire case. If you receive one, the way…

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I contacted Andrew for assistance with the selling of my business. He was very knowledgeable and explained the process to me during the selling of my shop. The documentation was produced very quickly and accurately which made both parties very comfortable with the process. I would highly recommend...

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Andrew Pascale was assigned to my cases about 6 years prior. The magnificent work he completed through the years was amazing. He is very detailed and direct with important matters. I felt comfortable with my cases being handled by him. He kept me informed of the status and just what was going on. I...

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